Skip to main content

46 free tools

Free Online Calculators

Fast, free calculators for money decisions and everyday maths. Plan investments with SIP, lumpsum, PPF, EPF, NPS and fixed-deposit calculators, compare loans with EMI, eligibility and refinance calculators, and estimate income tax, salary, HRA, TDS and GST. Everyday tools cover percentages, discounts, profit margins, age, BMI, timesheets and unit conversions.

Every calculator works in your browser: change a number and the result updates as you type, and nothing you enter is sent anywhere. Many of them also show a year-by-year table, so you can see how a loan, deposit or investment builds up over time.

Results are estimates based on the figures you enter. Interest rates and tax rules change, so confirm current rates with your bank, fund house or tax adviser before you make a decision.

Investment and savings calculators

19 tools
  • SIP CalculatorEstimate maturity, total invested, and wealth gained on your Systematic Investment Plan.
  • Lumpsum CalculatorEnter a one-time investment, the expected annual return and the period to see its future value and a year-wise growth table.
  • Compound Interest CalculatorEnter principal, rate, years and compounding frequency to see the future value and the interest earned year by year.
  • Simple Interest CalculatorEnter principal, annual rate and time to get the interest and the total amount, with a year-wise breakdown.
  • FD CalculatorEstimate maturity amount, total interest earned, and year-wise growth on your Fixed Deposit investment.
  • RD CalculatorEnter your monthly deposit, interest rate and tenure to get the recurring deposit maturity amount, interest earned and a yearly schedule.
  • PPF CalculatorEnter your yearly deposit, the current PPF rate and tenure to see the maturity amount and interest earned, year by year.
  • EPF CalculatorEnter basic salary + DA, your and your employer's contribution, age and interest rate to project your PF corpus at retirement.
  • NPS CalculatorEnter your age, monthly contribution, expected return and annuity share to estimate your National Pension System corpus and pension.
  • CAGR CalculatorEnter the starting value, ending value and number of years to get the compound annual growth rate, with a year-wise growth table.
  • SWP CalculatorEnter your corpus, monthly withdrawal, expected return and tenure to see the corpus value year by year and total withdrawals.
  • Step-up SIP CalculatorEnter your monthly SIP, yearly step-up %, expected return and period to see total invested, wealth gained and maturity value.
  • Retirement CalculatorEnter your age, expenses, inflation and expected returns to see the corpus you need and the monthly savings to get there.
  • NSC CalculatorEnter your investment and the current interest rate to see the 5-year maturity value and interest of a National Savings Certificate.
  • Sukanya Samriddhi Yojana CalculatorEnter your yearly deposit, your daughter's age and the current rate to see the Sukanya Samriddhi Yojana maturity amount and interest.
  • APY CalculatorConvert an APR into annual percentage yield for any compounding frequency and see the balance and interest earned year by year.
  • Mutual Fund Returns CalculatorEnter amount, expected return and period to see invested amount, gains and maturity value.
  • Brokerage CalculatorSTT, exchange, SEBI, stamp duty, GST and DP charges itemised for delivery, intraday and F&O, plus break-even.
  • Investment Returns CalculatorEnter principal, yearly additions, expected return and years to project your investment's future value year by year.

Loan and EMI calculators

9 tools
  • EMI CalculatorWork out the monthly EMI, total interest and amortization schedule for a home, car or personal loan.
  • Home Loan EMI CalculatorEstimate your monthly EMI and total interest, and see a complete year-wise amortization schedule.
  • Car Loan EMI CalculatorEnter the loan amount, interest rate and tenure to see your monthly EMI, total interest and a year-wise amortization schedule.
  • Loan Eligibility CalculatorEnter your monthly income, existing EMIs, interest rate and tenure to see the maximum loan you can get and its EMI.
  • Flat vs Reducing Rate CalculatorCompare flat-rate and reducing-balance loans side by side: the EMI, total interest and total cost for the same amount and tenure.
  • Personal Loan CalculatorEnter the amount, interest rate and tenure to see your monthly EMI, total interest, total payable and a yearly schedule.
  • Home Equity Loan CalculatorEnter the loan amount, interest rate and term to see your monthly payment, total interest and a year-by-year schedule.
  • Refinance CalculatorCompare your current loan with a new rate, tenure and refinancing costs to see the new EMI, monthly savings and total savings.
  • Reverse Mortgage CalculatorEnter your home value, the youngest borrower's age, interest rate and any existing loan to estimate what you could get.

Tax and salary calculators

7 tools
  • GST CalculatorAdd GST to a price or take it out of a GST-inclusive amount at the rate you pick, and see the tax and the total instantly.
  • HRA CalculatorEnter basic salary, DA, HRA received, rent paid and city type to see your exempt and taxable HRA under Section 10(13A).
  • Gratuity CalculatorEnter your last drawn basic + DA and years of service to get your gratuity under the Payment of Gratuity Act, 1972.
  • Income Tax CalculatorEnter gross income, deductions such as 80C and 80D, and your age group to see your tax slab by slab, with cess.
  • Salary CalculatorFull salary breakup, old vs new tax regime with the cheaper one picked, PF, gratuity and HRA.
  • TDS CalculatorChoose the income type, enter the amount and PAN status for a quick estimate of TDS on interest, rent, fees, commission and salary.
  • Sales Tax & VAT CalculatorEnter a price and tax rate to see the tax and the total you pay, plus a quick flat-rate income tax estimate.

Everyday and business calculators

11 tools
  • Percentage CalculatorX% of Y, X as a percent of Y, percentage increase or decrease, discounts, GST and marks, each with the formula shown.
  • Discount CalculatorGet the sale price and savings, stack several discounts and coupons, add or remove GST, or find the original price.
  • BMI CalculatorFind your Body Mass Index, category (underweight, healthy, overweight, obese) and healthy weight range.
  • Age CalculatorFind your exact age in years, months, days, total days lived, plus a countdown to your next birthday.
  • Inflation CalculatorEnter an amount, the inflation rate and number of years to see what it will cost in future and how much buying power you lose.
  • Margin CalculatorEnter any two of cost, price, profit, margin or markup to get the rest, with marketplace fees, GST and break-even price.
  • PTO CalculatorProject your paid time off balance by pay period, hours worked or annual grant, with caps, carry-forward and a vacation planner.
  • Timesheet CalculatorAdd up hours worked with breaks and overnight shifts, daily or weekly overtime and double time.
  • Simple CalculatorAdd, subtract, multiply and divide with the keypad or your keyboard, with a calculation history.
  • Scientific CalculatorReal order of operations, DEG/RAD/GRAD trigonometry, logarithms, powers, roots, factorials, memory and history.
  • Unit ConverterConvert length, weight, temperature, area, volume, speed, data, pressure, energy and more with exact standard factors and the formula shown.

Guides and tips

More on the blog: Finance Calculators · Everyday Calculators