HRA Calculator
Free HRA exemption calculator: enter basic salary, DA, HRA received, rent paid and city type to see your exempt and taxable HRA under Section 10(13A).
HRA Calculator — Calculate Your House Rent Allowance Tax Exemption
House Rent Allowance (HRA) is one of the biggest tax exemptions available to salaried Indians who pay rent. The exemption is calculated as the minimum of three values, and most people get it wrong. Our HRA Calculator does the math correctly — showing the exempt portion of your HRA and the taxable balance you must add to your income.
Enter your basic salary, HRA received, rent paid, and city type. Get the exempt HRA amount and the taxable portion. No signup, no cost.
How HRA Exemption Works
1. Enter Basic Salary
Enter your monthly basic salary, with dearness allowance (if it counts for retirement benefits) and any commission in their own boxes.
2. HRA Received
Enter the HRA you receive each month — your payslip shows it.
3. Rent Paid
Enter the rent you pay each month. Keep rent receipts as proof.
4. Metro or Non-Metro
Mumbai, Delhi, Chennai, Kolkata are metro (50% rule); other cities are non-metro (40% rule).
HRA Calculator Features
Three-Way Calculation
Computes the three values (actual HRA, 50/40% of basic, rent minus 10% basic) and picks the minimum.
Metro vs Non-Metro
Automatically applies the correct percentage (50% for metros, 40% for other cities).
Detailed Breakdown
See the three values side by side for the year; the smallest is your exemption.
Visual Breakdown
A chart splits your yearly HRA into the exempt part and the taxable part.
Multiple Currencies
Show amounts in any of 20 currency symbols, from the rupee and US dollar to the euro, pound and yen. Only the symbol changes; nothing is converted.
Free and Private
No signup, no tracking. Runs entirely in your browser.