Retirement Calculator
Free retirement calculator: enter your age, expenses, inflation and expected returns to see the corpus you need and the monthly savings to get there.
Retirement Calculator — Plan How Much You Need to Retire Comfortably
Will your savings last through retirement? Or will you outlive your money? Most Indians underestimate how much they need at 60 because they don't account for inflation, longer life expectancy, and rising healthcare costs. Our Retirement Calculator gives you a clear answer: the exact corpus you need at retirement and how much to invest each month to get there.
Enter your current age, retirement age, monthly expenses, inflation, the returns you expect before and after retirement, and your life expectancy. See your target retirement corpus, the monthly saving needed, and your expenses at retirement. No signup, no cost.
How to Plan Your Retirement
1. Current and Retirement Age
Enter your age now and the age at which you plan to retire (typically 58-60).
2. Monthly Expenses
Enter your current monthly expenses. Inflation will be applied to project future cost.
3. Returns and Inflation
Set the return you expect before retirement, the return after retirement and inflation — the calculator starts at 10%, 7% and 6%. These are assumptions, not guarantees.
4. View Plan
See the target corpus, the monthly saving needed to reach it, and your monthly and yearly expenses at retirement.
Retirement Calculator Features
Target Corpus
The corpus needed at retirement to pay your expenses, rising with inflation every year, until the life expectancy you set.
Required SIP
See exactly how much you need to invest monthly to reach the target corpus on time.
Inflation Adjustment
Future expenses are inflated to give realistic numbers, not today's-rupee illusions.
Life Expectancy
Set the age you want your money to last until; the corpus is sized to cover every year of retirement up to it.
Multiple Currencies
Show amounts in any of 20 currency symbols, from the rupee and US dollar to the euro, pound and yen. Only the symbol changes; nothing is converted.
Free and Private
No signup, no tracking. Runs entirely in your browser.