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Mutual Fund Returns Calculator

Project SIP or lumpsum mutual fund returns over time.

Mutual Fund Returns Calculator

Estimate the potential returns on your Mutual Fund investments, whether through SIP or a lump sum, and plan for your financial goals.

Investment Details

5,000
12 %
10 Years

Invested Amount

0

Estimated Returns

0

Total Value

0

Year-wise Growth Projection

Year Invested Amount Estimated Returns Total Value
Instant calculation
100% private
Visual breakdown
Year-wise schedule
100% Free

Mutual Fund Returns Calculator

Free mutual fund returns calculator for SIP or lumpsum: enter amount, expected return and period to see invested amount, gains and maturity value.


Mutual Fund Returns Calculator — Project Your Mutual Fund Wealth

How much will your mutual fund investment grow into? Our Mutual Fund Returns Calculator projects the corpus from a monthly SIP or a one-time lumpsum, the return you expect and how long you stay invested.

Choose SIP or lumpsum, then enter the amount, the expected return and the period. Get the projected corpus, gains, and a year-by-year breakdown. No signup, no cost.

How to Project Mutual Fund Returns

1. Investment Amount

Choose SIP or lumpsum, then enter the monthly SIP or the one-time amount.

2. Expected Return

Enter the annual return you expect from your fund — for example 12% for an equity fund or 7% for a debt fund. These are assumptions, not guaranteed returns.

3. Tenure

Years you'll stay invested. Equity funds need 7+ years to ride out market cycles.

4. View Corpus

See total invested, expected returns, the final corpus, and a year-wise growth table.


MF Returns Calculator Features

SIP or Lumpsum

Project a monthly SIP or a one-time lumpsum; switch between them to compare the two for the same period and return.

Year-Wise Growth

A table shows the amount invested, the estimated returns and the total value at the end of every year.

Visual Breakdown

A chart shows how much of the total value is money you invested and how much is returns.

Multiple Currencies

Show amounts in any of 20 currency symbols, from the rupee and US dollar to the euro, pound and yen. Only the symbol changes; nothing is converted.

Type or Slide

Drag a slider, or type an exact figure into the box beside it — typed amounts can go past the end of the slider.

Free and Private

No signup, no tracking. Runs entirely in your browser.


MF Returns Calculator — FAQs

Many investors assume around 10-12% for long-term equity funds, a little more for mid and small caps (with more volatility), 6-7% for debt funds and 9-10% for hybrid funds. These are assumptions, not guarantees — check the fund’s own long-term record before you rely on one.

Equity fund gains are taxed as long-term (held over a year, with a yearly exemption) or short-term, at different rates, and gains on debt funds bought after March 2023 are taxed at your slab rate. Rates and exemptions change with the Budget, so check the current ones; this calculator shows returns before tax. ELSS has a 3-year lock-in.

Direct plans pay no distributor commission, so their expense ratio is lower. Over 20+ years, this difference can mean lakhs of extra rupees. If you can self-research, always pick direct plans.

Yes, completely free. No signup, no limits.