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Investment Returns Calculator

Project the future value of any investment with compounding.

Investment Returns Calculator

Project the potential value of your investments over time, including recurring additions and compound interest.

Investment Details

1,00,000
10,000
12 %
10 Years

Total Value

0

Total Investment

0

Total Gains

0

Investment Schedule (Year-wise)

Year Opening Balance Annual Addition Interest Earned Closing Balance
Instant calculation
100% private
Visual breakdown
Year-wise schedule
100% Free

Investment Returns Calculator

Calculate potential returns on your investments with our easy-to-use investment calculator.


Investment Returns Calculator — Project Returns Across Asset Classes

Different investments grow at different rates, and regular top-ups make a big difference over time. Our Investment Returns Calculator projects how a starting amount, plus a fixed addition every year, grows at the annual return you expect — for stocks, mutual funds, deposits, gold or property alike.

Enter the starting amount, the yearly addition, the expected annual return and the period. See the total invested, gains and final value, with a year-by-year schedule. To compare asset classes, run it once with each one’s expected return. No signup, no cost.

How to Project Investment Returns

1. Investment Amount

Enter the amount you start with, and how much you will add each year (0 if nothing).

2. Expected Return

Enter the annual return you expect — for example 12% for equity or 7% for a fixed deposit. These are assumptions, not guaranteed returns.

3. Tenure

Choose investment duration in years. Longer tenure typically gives equity its compounding edge.

4. View Results

See the total invested, the total gains and the final value, plus a year-by-year schedule.


Investment Returns Features

Yearly Additions

Add a fixed amount at the end of every year; the schedule shows it going in alongside the interest earned.

Visual Breakdown

A chart shows how much of the final value is money you put in and how much is gains.

Year-Wise Schedule

A table shows the opening balance, the addition, the interest earned and the closing balance for every year.

Multiple Currencies

Show amounts in any of 20 currency symbols, from the rupee and US dollar to the euro, pound and yen. Only the symbol changes; nothing is converted.

Type or Slide

Drag a slider, or type an exact figure into the box beside it — typed amounts can go past the end of the slider.

Free and Private

No signup, no tracking. Runs entirely in your browser.


Investment Returns — FAQs

Indian equities have delivered double-digit returns over long periods, but past returns don’t guarantee future ones, and the figure depends on the years you pick. Many planners assume around 10-12% for diversified equity funds; mid and small caps can deliver more, with higher volatility.

Gold has tended to keep pace with inflation over long periods and works as a hedge against currency depreciation and inflation. Many planners suggest a small allocation, such as 5-10% of a portfolio.

It depends on the investment: equity gains, debt fund gains, gold and FD interest are each taxed differently, and the rates change with the Budget. This calculator shows returns before tax.

Yes, completely free. No signup, no limits.